Tax & Financial Planning

Sound tax and financial planning is a vital part of wealth creation (and preservation). We can help you with the planning.

We recognise that throughout life, 'cradle to grave', circumstances and priorities change. You don't have the same concerns at 25 as you have at 65. The skills therefore are in understanding the likely impact of taxes and the benefits of alternative investment strategies at different stages in your lifetime. At Armida we have those skills. Most business and some personal financial decisions have more than one potential tax impact so you need access to people who understand how those taxes interact. At Armida we have those people. We look at taxes in the context of your situation rather than just as a technical exercise. For example, instead of asking if you are concerned about a particular type of tax, we might ask you which of these are important to you:

• Building net worth through sound investment strategies.
• Tax efficient savings, for the long or short term.
• Minimising my income tax liability
• Acheiving short term financial goals.
• Protecting my assets from bankruptcy.
• Funding my children's education.
• Potentially higher rewards from higher risk investment.
• Starting my own business.
• Raising finance for a new or expanding business.
• Tax and NIC efficient remuneration and profit extraction.
• Buying property - residential, investment or business.
• Providing for my family if I die or become incapacitated
• Providing for my business if I, or any other key personnel, die or become unable to work.
• Maximising savings in my final working years.
• Maintaining my current standard of living in retirement.
• Minimising tax liability on my estate.
• Providing liquid assets to fund taxes on my estate.
• Charitable giving.
• Insurance - the right type and the right amount of cover.